My Parents Are Forcing Me To Make Car Payments

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 31 December 2021

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Christy Wright, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is the Ramsey Call of the Day, part of the Ramsey Network.
0:10.8	Joining me today is Ramsey personality, Ken Coleman.
0:15.6	Tim is in Charlotte, North Carolina.
0:17.8	Hi, Tim. How are you?
0:19.9	Doing all right. How are you doing?
0:21.3	Better than I deserve. How can we help, sir?
0:24.5	Doing it all right. So basically, kind of my little situation here,
0:29.8	I'm 19 currently cash flowing my way through school. The only debt that I currently have
0:37.1	is in a car payment for 17 grand. And I love
0:43.7	everything about the car. Don't get me wrong, but I love everything about it except for the price.
0:49.3	And I really want to, like basically me and my mom are co-signed under the same loan.
0:56.6	I really want to trade it in and basically get like a used car, something that I can do for work and school.
1:07.0	But I just, it's so, the way my parents are, they don't want me to trade in the car.
1:13.6	They'd rather have me have a new car and pay off the debt.
1:16.2	Like, they want me to pay off the debt, but I mean, I really want to sell it.
1:20.2	So basically, my question is, how do I get them on the same page?
1:24.2	So I guess I can get it, get it gone out of my life.
1:28.6	Wow.
1:29.6	Whose name is on the car?
1:33.3	It's both my mom and my...
1:36.5	On the title or on the loan?
1:39.3	On the loan.
	...

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