It's Tuesday and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Rachel Cruz.

Rachel, our question.

Yeah, today's question comes from Martin in California.

He said I started the debt-free journey before I got married.

My then-fiancee knew I was on this journey, but never gave me

her true thoughts about it. We've been married four months now, and I still can't get her on board

with paying off debts, with budgeting and being a teammate on this journey. I signed up for

FPU, but she refuses to watch the lessons with me. She also does not accept the unity of marriage.

She still continues on about what's hers is hers and what's mine is mine. I feel like I can't win with money as long as I'm with

her. Would you recommend marriage counseling? Or is there another way to get her on board with our

debt-free journey? Oh, man, Martin, you're getting this early on a marriage. Yeah, this is a hard one.

I mean, my first question, I would have so many questions for her of asking her not in a,

you know, major conflict type way, but ask her, hey, why? Ask her the why. Why does she not want to do this?

What about this makes her uncomfortable? What about this? Does she not like, I mean, going in and

asking more of the questions of understanding what really is preventing her from being on the same

team. And if you guys get to a point that you cannot get on the same team after

you both have had multiple conversations. And again, you're kind of digging into more under the

surface. Then yeah, I mean, I think bringing in a third party is always smart. You tried FPU,

but if she refuses to watch it, she refuses to watch it. But yeah, I mean, marriage counseling,

I would start having those red lights are going to start flashing though,

Martin, because money fights and money problems,

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