My mother took a $30,000 loan under my name…and didn’t tell me! | Reddit Stories
ok storytime
iHeartPodcasts
4.3 • 576 Ratings
🗓️ 18 March 2025
⏱️ 64 minutes
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Summary
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Transcript
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| 0:00.0 | Hey, this is Sam. This is John. Your OG OK Storytime podcast host. And we got some great stories coming up. |
| 0:05.3 | Before that, we have a quick two-minute break from the sponsors that keep the show a lot. |
| 0:09.0 | This is an I-Heart podcast. Guaranteed human. My mother took a $30,000 loan under my name without my knowledge. |
| 0:18.5 | Now they refused to pay for it. I knew my mom had her eye on a pontoon |
| 0:24.1 | boat for the last year. Oh, it's, the pontoon boat strikes in. Those pontoon boats, they always |
| 0:29.2 | break up families. She and my dad retired in 2022, and while they aren't swimming in money, they |
| 0:34.3 | weren't hurting for it much either. Or so I thought. |
| 0:38.3 | They certainly won't be swimming in money because they'll be floating on it. |
| 0:41.3 | By the way, this comes from user credit help scammed on the R-slash OK Storytime subreddit. |
| 0:46.3 | They bought a boat in February for a little over $30,000. |
| 0:50.3 | I didn't think much of it since they always rented a pontoon boat two to three times a year and didn't appear to have money issues. At the start of July, I began getting my |
| 0:58.6 | ducks in a row to buy a house. When I applied for a pre-approval, I found out my credit score was barely |
| 1:04.5 | over 600. And I had an extra $30,000 in debt I had no idea about. |
| 1:10.9 | You need to check your bank account more, my friend. |
| 1:14.0 | Even worse, it was 90 plus days late. |
| 1:17.0 | I told the lender the account wasn't mine and he said my identity had probably been stolen, |
| 1:21.2 | but it was probably someone close to me as the money would have had to go to a bank account |
| 1:25.9 | with my name on it. |
| 1:27.0 | I shared a bank account with my ex-fiance and asked the bank to look into it. They said the account had been closed a couple years ago when we broke up, and no attempts to send money to it or take money from it have been made since. I filed a dispute with the company and the credit agencies, as it was obvious to me, I had been hacked, or my identity |
| 1:44.8 | had been stolen. |
| 1:45.6 | About a week ago, I got a notice from the company to my apartment, first I had ever heard |
| 1:50.0 | from them, saying they were going to charge off the account if payment wasn't made. |
... |
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