My Mother-In-Law Is Costing Us Our House
The Ramsey Show Highlights
Ramsey Network
4.5 • 839 Ratings
🗓️ 27 April 2026
⏱️ 9 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
| 0:06.5 | My husband and I built a multi-generational house with his parents. Now only less than about a year |
| 0:13.8 | and a half later, my mother-in-law has moved out and will soon stop helping with the mortgage |
| 0:18.0 | payment. So we will either have to have to sell the house |
| 0:21.6 | with very little equity in it or we will lose the house. She says she wants part of the sale |
| 0:27.9 | of the house. But how can I move forward without feeling as much hurt or animosity towards |
| 0:35.3 | my mother-in-law? |
| 0:41.3 | Um... hurt or animosity towards my mother-in-law. Could I venture a guess that before any of this was done or signed up for you, had a bad feeling about it? |
| 0:48.3 | Yes. |
| 0:49.3 | So you're really mad at yourself? |
| 0:52.3 | There's a good part of it that I am mad at myself yeah what happened |
| 0:58.8 | um so my husband and I um came up um to my in-laws with the idea to build a multi-generational |
| 1:08.0 | house um back in probably late 23 early 2024. His dad had had a |
| 1:15.0 | stroke back in 2008 and was in poor health. So we were talking and we talked about how important |
| 1:22.0 | it was for him to be with his dad when the time came, when time came. |
| 1:29.2 | And so we brought up this idea with them, and we were very clear. |
| 1:32.9 | We had a budget of $1,500 for our half of the mortgage, so whatever we chose has to fall within that. |
| 1:41.4 | It ended up, like with building, ballooning a bit and uh we ended up with a $3,600 payment, |
| 1:49.2 | um, rounding up. Um, so they said that they would cover, you know, whatever we could not cover |
| 1:55.6 | with the 1500. Um, we moved in in September of 24 and by last June, 25 my father-in-law passed away and it was |
| 2:05.6 | there as hurt as painful as it was to be there it was also I would never take that to me back |
| 2:13.1 | it was kind of what you signed up for. Yeah, that's good. Exactly. |
... |
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