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The Ramsey Show Highlights

My Mother-In-Law Is Costing Us Our House

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 27 April 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.5

My husband and I built a multi-generational house with his parents. Now only less than about a year

0:13.8

and a half later, my mother-in-law has moved out and will soon stop helping with the mortgage

0:18.0

payment. So we will either have to have to sell the house

0:21.6

with very little equity in it or we will lose the house. She says she wants part of the sale

0:27.9

of the house. But how can I move forward without feeling as much hurt or animosity towards

0:35.3

my mother-in-law?

0:41.3

Um... hurt or animosity towards my mother-in-law. Could I venture a guess that before any of this was done or signed up for you, had a bad feeling about it?

0:48.3

Yes.

0:49.3

So you're really mad at yourself?

0:52.3

There's a good part of it that I am mad at myself yeah what happened

0:58.8

um so my husband and I um came up um to my in-laws with the idea to build a multi-generational

1:08.0

house um back in probably late 23 early 2024. His dad had had a

1:15.0

stroke back in 2008 and was in poor health. So we were talking and we talked about how important

1:22.0

it was for him to be with his dad when the time came, when time came.

1:29.2

And so we brought up this idea with them, and we were very clear.

1:32.9

We had a budget of $1,500 for our half of the mortgage, so whatever we chose has to fall within that.

1:41.4

It ended up, like with building, ballooning a bit and uh we ended up with a $3,600 payment,

1:49.2

um, rounding up. Um, so they said that they would cover, you know, whatever we could not cover

1:55.6

with the 1500. Um, we moved in in September of 24 and by last June, 25 my father-in-law passed away and it was

2:05.6

there as hurt as painful as it was to be there it was also I would never take that to me back

2:13.1

it was kind of what you signed up for. Yeah, that's good. Exactly.

...

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