This is the Ramsey Call of the Day, part of the Ramsey Network.

Melissa joins us from Fort Worth, Texas. Melissa, welcome to The Ramsey Show.

Hi, thank you for taking my call.

Absolutely. How can John and I help?

Hi.

So I recently were, I was looking at my credit score, and I noticed a couple of credit cards that I didn't know about. There was five of them.

And the only person that I can think of that has my Social Security is my mother.

I confronted her about these cards.

She confirmed that she took them out.

I was not aware of any of this.

So I'm just calling to kind of just get some advice on like what I should do about

the situation. Yikes. What's your relationship with your mom? We're really close. Not as close

as you thought. I know, yeah. So I just yeah, I just recently found out a couple weeks ago, and so just kind of figuring out what I...

What was her reasoning from violating your trust like this, from stealing from her daughter?

She told me that they were kind of struggling with money.

And at the time, like, my credit score was actually, you know, decent.

And so she was just used, like, those credit cards that you get in the mail type of thing.

She just kind of applied to those the easiest way.

Does she have any kind of addiction?

What is she spending all this money on?

She was just saying she didn't, I didn't really, in the moment I didn't ask exactly

why I was just kind of just hurt by the situation.

...