Brought to you by the Every Dollar app. Start budgeting for free today. Today's question comes from Brittany in Nevada. Or is it...

Did I say it right? Yeah, you did. Nevada. Are you sure? I don't think it is. Now I feel bad for everyone. It's Nevada. That's what it is. No, it's Nevada.

Brittany asks, my sister only makes around $25,000 a year and recently found out our mom took out a credit card in her name, which has a balance of $2,000.

Our mom habitually has no money, and I don't see a world where she will pay this debt off.

I ran a credit report, and as far as I can tell, she does not have one in my name.

I make $72,000 a year and have been thinking about saving up to pay this debt so it's not

hanging over my sister anymore. Is this a good idea? And how do we close this account?

Hoof. Man. Well, there's a lot going on here most of it's relational only part of its financial

but yeah i mean it's illegal she stole her identity it's fraud and so i mean and i know people

don't always and it's hard to take legal action on two thousand dollars you know against your mom

that makes things extra awkward yes yes yes i'm like um oh my gosh. Yeah. So what you would do is, yeah, in order to close the account, you have to have it paid off, paid in full. Then you close the account. And then I would put, you know, as much protection around all of your crediting as possible.

I would freeze every account with all three credit bureaus immediately.

And just making sure that, yeah, no one, especially her,

but also having the conversation with her.

Like she needs to be confronted that this happened.

You guys have the knowledge of it.

I mean, and I'm like, and you hate to threaten someone,

but I'm like, you, you literally

stole my identity and took out money and my name to somebody that makes $25,000 a year. And so,

going forward, it's like if you, if you continue to have to have a legal action against me,

I'm going to have to process, like we're going to have to move forward with something harsher mom. And so I don't know, again, $2,000 for some people, they would go ahead and, like,

do as much as they could by the law to get this stopped. Because I guess she could get, right,

...