My Mom Lied About Paying Off My Student Loans (I Owe $65,000)

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 2 June 2026

⏱️ 5 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	If your private student loans are in default, you're not out of options.
0:06.6	Go to yrefi.com slash Ramsey.
0:08.8	I'm 26, and I make about $100,000 a year in my salary.
0:18.4	And I had an education loan award $65,000. My mom originally promised that she would
0:25.9	pay for my education. So I went through school expecting that support. But now I'm left with
0:30.9	the student debt and she hasn't followed through yet. I'm sort of struggling with how to handle
0:36.8	both the financial side and the emotional
0:39.5	side of it. I want to move forward responsibly, but I also feel hurt and honestly misled.
0:45.8	So what would you do in my situation? Do you have any advice for me?
0:52.4	Well, I mean, if you sat down with her over a cup of coffee and said, I feel hurt and misled, what would she say?
1:02.1	She gets really emotional, and then she says, oh, I did so much for you.
1:07.2	And, you know, this small thing is bothering you.
1:10.2	You make so much money.
1:12.0	I don't think a $1,000 in Coleman should hurt you that much.
1:16.1	And we just usually end up getting in an argument.
1:20.5	And then I...
1:21.0	Okay, so this is settled then.
1:23.3	This is settled.
1:24.2	She's not going to pay it, and she doesn't care if it hurts your feelings.
1:32.1	That's the facts.
1:33.3	That's the facts.
1:36.4	Those are facts.
	...

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