If your private student loans are in default, you're not out of options.

Go to yrefi.com slash Ramsey.

My mom co-signed a lease with my brother about four years ago, and he's in and out of jobs.

He doesn't like working in corporate, even though he had a big opportunity to do so.

And now he can't afford it.

And he wanted to get it repoed, which she said no.

So we, she's been asking for help to pay bills.

And so now the cars is kind of sitting is being used, but we had asked her to sell it by we.

I mean, my son, my son means in that, but she doesn't want to sell it. Why? She's kind of underwater, so even if she does sell it, she won't get much for it. Okay. How much do you guys, well, let me say, how much does the mom and the brother owe on it? About 20 grand left on it. Okay, what's it worth if they sold it? He kind of ruined it. Sorry? You said somebody ruined it. She ruined it or he ruined it? He ruined it. How? Just wrecking it? He just didn't take care of it. Maintenance. Yeah, it's been wrecked a couple times as well. Why are you calling? Interior is terrible.

Because mom has asked him to help out.

And brother, because brother won't.

She wasn't an accident last year as well.

She was?

Taking care for it while she's been going to rehab and infidia and stuff like that.

Understood.

What could she sell the car for today?

Maybe five grand, honestly.

Oh, gosh.

If she's lucky.

Okay.

Well, this is, first of all, your brother is in a season of life where he is impersonating a deadbeat.

And so deadbeats only wake up when they're forced to wake up.

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