Brought to you by the Every Dollar app. Start budgeting for free today.

Today's Ramsey Network app question comes from Ava. She says, my partner and I've been together 12 years and have two young sons.

We own a house worth $450,000 and owe $200,000 on it. I'm on Baby Step 2 and I've paid off a $5,000 loan and have $23,000 left on a car loan.

I earn $42,000 and think my partner brings home about $55,000. He has an estranged wife who asked him to

start divorce proceedings, but he won't because he doesn't want to pay for it lee i want us to get married but he does not want

to marry me we have life insurance on each other but he refuses to make a will i feel like i have

no choice except to leave him it breaks my heart for my boys but i'm afraid we are at risk of financial

ruin if we stay i paused the baby steps to start stacking up money in case I end up moving out.

I have no one else to turn to. So my question is, what would you tell me to do if I was your sister?

I would have told you to move out a long, long time ago.

I would have told you don't move in with a married man, don't have babies in my house with a married man.

I would have told you don't have babies with somebody who has so little regard for his ex-wife that he won't even honor her with a divorce certificate.

I would tell you to stay away from a man who refuses to make a will because that's a man

who is unwilling to face reality and who is telling you with his actions, I don't care what

happens to you after I'm dead.

I simply don't care about you enough to even fill out a piece of paper that says,

I want to make sure you're okay.

Actually, I guess I can keep going.

Your heart, if you were my sister, I would tell you,

yes, I understand your heart is broken for your boys,

but your boys have been living

in an alt universe and you've been the one who've been trying to have this fantasy household

...