My In-Laws Want To Move In and I'm Concerned
The Ramsey Show Highlights
Ramsey Network
4.5 • 838 Ratings
🗓️ 17 May 2026
⏱️ 9 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. |
| 0:04.3 | Start budgeting for free today. |
| 0:06.8 | We found y'all through our church through SPU about a year and a half ago, and we are on |
| 0:12.5 | Baby Step 4. |
| 0:14.8 | And my in-laws kind of popped this idea to us about six months ago. |
| 0:21.7 | We bought our house about two years ago and it has a very large unfinished basement. |
| 0:27.2 | And they have had this idea that when they retire, which is going to be my father and |
| 0:32.3 | else retiring at the end of the year, that they want to kind of put some money into our house and finish off our basement |
| 0:40.1 | for them to kind of be snowbirds to be here, go in the south and then go up north and then |
| 0:46.2 | eventually kind of transition to living with us in our basement. |
| 0:51.5 | And I'm not totally against the idea because we have a good relationship. |
| 0:56.7 | It would be great for our kids to have grandparents close by. |
| 1:00.0 | But I'm a little bit concerned about the long-term effect of this. |
| 1:05.6 | You know, they wouldn't really have an R-A, putting money into our house. |
| 1:10.2 | Do they know that? Yes, we told |
| 1:14.0 | that that. And my concern is just, you know, like what happens if they do this? And, you know, |
| 1:20.5 | in five years from now, someone has a stroke. And now they need more care. And a lot of their money |
| 1:26.5 | is tied up in our house. |
| 1:27.7 | Or you decide to move and take a different job. |
| 1:31.7 | And my husband said that to them. |
| 1:33.6 | And they kind of were like, oh, well, I guess you just me and that two more people are moving with you. |
| 1:38.2 | Oh, boy. |
... |
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