It's Monday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

My co-host on the air today here on the Dave Ramsey Show, Dr. John Deloney, Ramsey Personality.

So we are here to answer your questions about your life and your money.

Heath is going to start us off from Columbus, Ohio Ohio this hour. Hey, Heath, how are you?

Hey, I'm doing well, guys. Thanks for taking my call. Sure, man. What's up?

So I'm calling today to ask for your guidance on my in-law and my parents-in-law and kind of the

relationship we have now. So about five years ago, my mother-in-law and kind of the relationship we have now. So about five years ago,

my mother-in-law inherited, you know, an unknown amount of money. I'm guessing it's probably a

couple hundred thousand dollars. And my father-in-law invested that with eyes wide open in the

oil market, took a bunch of stuff out on margin, and this weird thing happened

a couple months ago where the stock market tank, so they pretty much lost everything. Again,

I'm unclear exactly what they had and what they lost, but they now tell us things like,

oh, you know, we can't afford to pay for cable. We can't afford to pay for gasoline in our car to come visit you.

And they value a lot on the phrase, we're retired.

During their late 60s, 65, 67, and basically refusing to go back to work.

You know, they had minimal savings and my wife and I are just really struggling with

how do we handle this as their children. We obviously would want to support them, but we've got

three small kids. We just bought a house and, you know, we're really unclear on what we should

be doing as their children to guide them during this time.

Heath, I like you.

I like you, too.

Well, I appreciate that.

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