It's Friday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Dr. John Deloney.

Tiffany's in Dallas.

Hi, Tiffany.

Welcome to the Dave Ramsey Show.

Hi, how are you?

Great.

How can we help?

So I was calling because I recently got married.

Well, not recently.

It'll be a year in November.

And my husband and I, we were, well, I thought we were on board to follow the plan.

I actually went through your class a couple years ago.

And so I was telling my

husband about it. And she seemed excited initially, but I guess maybe after a few months

of being married, we had joint bank accounts, and then he decided he wanted to have separate

bank accounts. And in that time, when we had the joint bank account,

we did pay off a few of our credit cards that we had separately and student loans.

And so now we haven't had that conversation anymore.

It was just kind of like, I'm not sure.

It was kind of like an abrupt decision.

No, he had the conversation. He just went and did it. Why haven't you said that's not okay?

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