My Husband Refuses To Work And Still Lives Off His Parents

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 22 January 2026

⏱️ 126 minutes

🔗️ Recording | iTunes | RSS

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Summary

❓⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠ Rachel Cruze and Dr. John Delony answer your questions and discuss: "My husband refuses to get a job, I'm worried he is going to ruin us financially" "I'm $350,000 in debt, should I file for bankruptcy?" "Should I finish Baby Step 2 before buying my home?" "Am I wrong to ask my daughter to pay rent and contribute to grocery costs?" "Should we sell our double-wide?" "We don't have anything saved for retirement, where do we start?" "My boyfriend has $60,000 of debt and keeps spending money on non-essentials. Should I break up with him?" "Our contractor keeps missing deadlines for our home addition. Should we fire him?" Next Steps: ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠. 📲 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ 🛡️ ⁠⁠Protect yourself with trusted insurance coverage that fits your budget⁠⁠ 📈 For help with investing, get connected with a SmartVestor Pro 💻 Need help with your taxes? See who we trust. 💵 Think you're good with money? Take our free quiz! Connect With Our Sponsors: Get 10% off your first month of ⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today! Go to⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠ Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:13.4	Normal is broke and common sense is weird, so we're here to help you transform your life from the
0:19.5	Ramsey Network in the Fairwinds credit union studio.
0:22.9	This is The Ramsey Show.
0:24.6	And I'm Rachel Cruz hosting this hour with Dr. John Deloney, and we are answering your calls.
0:30.6	So give us a call at AAA-8255-2-2-25.
0:34.0	We'll be talking about your life and your money.
0:36.6	Starting us off, this hour is hannah in salt
0:40.2	lake city hi hannah welcome to the show hi thanks for having me absolutely how can we help today
0:46.7	hi so um i have kind of a two-part question um so i got married about two and a half years ago. It's my second
0:56.6	marriage. I have a teenage daughter from my first marriage. But my current husband, we have a
1:03.2	toddler about a year and a half old. And he is a welder by trade, and he is very physically capable.
1:14.1	He's in his late 30s, and I'm in my early 40s.
1:18.6	He refuses to work.
1:21.5	I work for a school district, so it's not like I make a ton of money, but I make enough
1:26.9	to cover the bills.
1:27.9	So the house that we live in is mine.
1:31.2	I bought it in 2020, thankfully.
1:34.7	But again, we've been married since 2023.
1:38.5	And we put our child in daycare four days a week.
1:42.9	And he does, he watches her one day a week, which is really nice because child care is
1:49.2	incredibly expensive.
	...

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