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The Ramsey Show Highlights

My Husband Opened Up Credit Cards Behind My Back

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 31 August 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.7

Well, I'm dealing with a case of financial infidelity, unfortunately.

0:13.2

And I'm a little lost in what I can do. Now, I know that majority of it is going to be a marital issue and not necessarily a math problem,

0:26.2

but until there is cooperation to solve our marital concerns, I want to know what is acceptable in my position to help, I guess, give us a little bit

0:43.9

of financial security for myself and my children.

0:47.3

Well, what are you up against? Tell us a little bit more details about what the infidelity

0:50.8

is looking like. Sure. So my husband and I will be married almost 10 years next month.

0:59.0

And a few years back, we've never had credit cards.

1:05.0

We've always been on the same page.

1:07.0

We did financial peace, and we did really good for a while.

1:13.6

We had children, four children in about five and a half years.

1:19.1

And a few years ago, he opened up a credit card without telling me.

1:28.2

And what do you spend? What do you run up? I... opened up a credit card without telling me. And I found out.

1:29.3

What did he run up?

1:31.4

What did he run up?

1:32.8

How much debt?

1:34.3

Meet every dollar budgeters, Christy and Steve.

1:37.1

They used to fight about money.

1:38.7

I'm the spender.

1:40.0

I'm definitely the saver.

1:41.3

Now that they budget with every dollar, they're on the same page. Money is definitely one thing we do not ever fight about. Having the budget gave me the permission to spend. Knowing that the money is in each category, it just allowed us to work together better. Now that's what we call a win-win. Now we just have to pick paint colors. We can't help you with that. Every dollar.

2:01.4

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