This is the Ramsey Call of the Day, part of the Ramsey Network.

Let's go out to Jenny in Toronto, Canada.

Hey, Jenny, what's up?

Hi there, John and Rachel.

Thank you for taking my call today.

You got it.

What's up?

A couple days ago, I found a deposit slip in my car.

My husband had left there that showed our small business account had over $6,000 in debt on it.

And I was on the understanding that we were on baby steps four, five, and six.

I confronted him about it.

And he said, oh, that's all overhead that have, you know, come up in the last couple weeks.

And I went and I looked at his last business bank statement as well and I saw that it was actually

over $10,000 in small business set since before August and this is a pretty big issue for us because

when we finished baby steps three at the end of August I left my corporate job to stay home with our two kids.

So he is very sensitive about this issue, got very defensive when I tried to talk to him.

So it's just lying under the surface right now.

So how do I talk to him?

And do we use our emergency fund to pay off this debt?

Two things here.

One, this has very little to do with debt.

This has to do with you finding out that your husband stared you square in the eyes and lied to you.

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