This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Dr. John Deloney.

All right, today's question comes from Jennifer in Kansas.

My husband is 100% sure that the world will end soon or martial law will take effect and money will not hold any value.

Because of this, he will not save.

He has business and personal credit card debt.

He has zero savings and spends his money as fast as he makes it.

He's up to date on his payments but has no interest in paying them off so he can start saving.

I am currently saving as much as possible and will have the last of my debt paid off later this year.

I have life insurance in place for all of us and a 401k. He will also be able to draw my pension at my old job if I should pass before he does.

I feel like I'm the only one preparing for our future and honestly, it's hurtful.

I don't know how to get through to him that even though the world may end in our lifetime,

we should still be responsible with our money and be prepared.

How can I get through to him? Dave. How can I get through to him?

Dave.

How can she get through to him?

Well, I mean, the extreme way you've explained him, and this is not somebody who's merely a prepper,

this is not someone who is merely feels like that the culture is

deteriorating. This guy is so sure that he's so paranoid that the whole thing is going to

crash down that he, according to you, this is according to Jennifer, that he is doing nothing

responsible. He's just living his life today. Now, or he is doing nothing responsible.

He's just living his life today.

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