My Husband Doesn't Want To Give Me 100% As His Beneficiary
The Ramsey Show Highlights
Ramsey Network
4.5 • 838 Ratings
🗓️ 18 October 2025
⏱️ 9 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
| 0:06.7 | My husband and I have been married for eight years. We have a seven-year-old autistic son, |
| 0:11.5 | and he has a 24-year-old daughter from a previous marriage. Now, he was estranged from his daughter |
| 0:17.5 | for a while, so now they're, they have a great relationship. But we |
| 0:22.3 | were talking, and he said that he wants to give her 20% of his 401k when he passed away, |
| 0:30.7 | but when I'm still alive, and I feel very frustrated with it. So I don't know them wrong or |
| 0:37.2 | what I should do. |
| 0:38.3 | Ooh. And did you tell him this how frustrated you are and why? |
| 0:43.3 | Yes. And how did he respond to that? |
| 0:47.3 | Well, his reasoning is because he was, so he used to be, he was in prison. |
| 0:56.2 | He was a drug addict at one point, but he's got sober now. |
| 1:00.6 | He's been sober for 13 years. |
| 1:02.5 | And he has rebuilt his relationship with his daughter. |
| 1:05.5 | And I think that he, the money is trying to make it for lost time and that he doesn't want her to feel like he left |
| 1:12.9 | her behind without thinking about her. And she is, and she is his daughter. She is, she is his daughter |
| 1:19.7 | and she's 24. The reason why I'm frustrated is because my son, our son is special need, and I feel |
| 1:26.4 | like he might not be able to take care of himself. |
| 1:29.7 | And, you know, we have a trust set up. |
| 1:32.4 | It's a special needs trust. |
| 1:34.4 | And I guess we have a will, but I thought that all our assets were going to go into his |
| 1:40.0 | will, I mean, to his trust and he's saying, well, that's fine, but 20% of my 401k is going to |
| 1:46.5 | her. |
... |
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