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The Ramsey Show Highlights

My Husband Doesn't Want To Give Me 100% As His Beneficiary

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5838 Ratings

🗓️ 18 October 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

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0:06.7

My husband and I have been married for eight years. We have a seven-year-old autistic son,

0:11.5

and he has a 24-year-old daughter from a previous marriage. Now, he was estranged from his daughter

0:17.5

for a while, so now they're, they have a great relationship. But we

0:22.3

were talking, and he said that he wants to give her 20% of his 401k when he passed away,

0:30.7

but when I'm still alive, and I feel very frustrated with it. So I don't know them wrong or

0:37.2

what I should do.

0:38.3

Ooh. And did you tell him this how frustrated you are and why?

0:43.3

Yes. And how did he respond to that?

0:47.3

Well, his reasoning is because he was, so he used to be, he was in prison.

0:56.2

He was a drug addict at one point, but he's got sober now.

1:00.6

He's been sober for 13 years.

1:02.5

And he has rebuilt his relationship with his daughter.

1:05.5

And I think that he, the money is trying to make it for lost time and that he doesn't want her to feel like he left

1:12.9

her behind without thinking about her. And she is, and she is his daughter. She is, she is his daughter

1:19.7

and she's 24. The reason why I'm frustrated is because my son, our son is special need, and I feel

1:26.4

like he might not be able to take care of himself.

1:29.7

And, you know, we have a trust set up.

1:32.4

It's a special needs trust.

1:34.4

And I guess we have a will, but I thought that all our assets were going to go into his

1:40.0

will, I mean, to his trust and he's saying, well, that's fine, but 20% of my 401k is going to

1:46.5

her.

...

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