4.6 • 36.7K Ratings
🗓️ 11 December 2025
⏱️ 127 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. |
| 0:06.1 | Start budgeting for free today. |
| 0:12.5 | Normal is broke and common sense is weird, so we're here to help you transform your life. |
| 0:18.8 | From the Ramsey Network in the Fair Winds Credit Union Studio, this is The Ramsey Show. |
| 0:24.3 | I'm Dave Ramsey, Rachel Cruz, Ramsey personality, number one bestselling author, |
| 0:28.4 | and my daughter is my co-host today. |
| 0:31.6 | Thank you for joining us. |
| 0:32.9 | Alyssa is in Indianapolis. |
| 0:35.1 | Merry Christmas, Alyssa. |
| 0:37.1 | Merry Christmas. |
| 0:38.6 | What's up? |
| 0:40.3 | I have a question. My husband has basically ruined us financially, and I'm at a breaking |
| 0:47.7 | point to where I need to know if we need to file bankruptcy, if I should take over the bills, |
| 0:57.2 | if I do, how to start because I never have done them, or if I should just walk away because I'm just overwhelmed and I can't take all the phone |
| 1:02.4 | calls and all the stuff that's going on. |
| 1:04.7 | Like I'm to the point where either I'm going to leave him or file bankruptcy or I need help. |
| 1:09.3 | I don't know. |
| 1:11.4 | Wow. |
| 1:17.8 | So do you know what is going on, like how much debt you have? |
| 1:26.8 | I would say probably close to 30 to 50,000 in debt. |
| 1:29.8 | I'm not certain exactly how much. |
| 1:32.3 | Like I said, he has always done the bills. |
... |
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