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The Ramsey Show Highlights

My Girlfriend And I Are $250,000 In Debt

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 17 May 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps ⁠💵 ⁠Start your free budget today. Download the EveryDollar app! - https://ter.li/446mhy 🏘️ Find a Ramsey Trusted Real Estate Agent - ⁠https://ter.li/ko6rqk⁠ 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or⁠ click here!⁠ Listen to more from Ramsey Network 🎙️⁠ The Ramsey Show⁠  🧠⁠ The Dr. John Delony Show⁠ 🍸⁠ Smart Money Happy Hour⁠ 💡⁠ The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ ⁠🪑 Front Row Seat with Ken Coleman⁠ 📈⁠ EntreLeadership⁠ Learn more about your ad choices. ⁠https://www.megaphone.fm/adchoices⁠ ⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.5

I'm a bit stressed out right now.

0:09.1

My girlfriend and I are an immense amount of student debt,

0:12.4

and I fear it's creating some burdens on me right now.

0:17.9

Yeah.

0:18.8

You and your girlfriend might each have debt, but we don't have debt.

0:23.4

We aren't married.

0:25.3

So how much debt do you have?

0:27.9

I have 120,000.

0:30.0

And how much debt does she have?

0:32.5

120,000.

0:33.8

And so if we combine this, we got a quarter of a million.

0:36.5

How old are you two?

0:38.3

23 years old. So if you get married, we got a quarter of a million. How old are you two? 23 years old.

0:39.5

So if you get married, you got a whole world of hurt going on, huh?

0:43.4

Yes.

0:44.0

And that's stressing you out?

0:46.4

Extremely.

0:47.0

Now I'm caught up.

0:47.9

What's your question?

0:49.8

She wants to get her master's, and I'll add 50,000 more debt to our student loans.

...

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