It's Monday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Ken Coleman.

Chris is in New York City.

Hey, Chris, how can we help?

Hey, Dave, Bacon.

Great to be on the show.

Thanks.

How can we help?

Yeah, real quick, I just want to give a shout out to my girlfriend, Maria Jose.

She told me to call in.

The reason I'm calling is because I've got a lot of friends who are buying into cryptocurrency,

and my investments are all in mutual funds like you recommend, and I'm hearing about, you know, Bitcoin, or Dodge

coin and all these other things. And I just wanted your thoughts on how to respond when people

try to pressure you to invest into this stuff and maybe even get your thoughts on cryptocurrency

in general. Okay. I wouldn't do it.

Why?

Because I think it's still very speculative.

We've already seen big highs and big lows, and I think it's still rocky.

I do think that crypto is coming to stay.

I think right now it's a lot of speculation, and until it gets adopted and we start

seeing businesses move that way, I'd stay on the sidelines.

And it's not a part of our investment strategy at Ramsey Solutions either.

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