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Ramsey Everyday Millionaires

My Fiancée Won $1.3 Million—Now What?

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.83.6K Ratings

🗓️ 20 June 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

💵 Sign up for EveryDollar today - Create a free Budget!   Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!   Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement   📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)   🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)   📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)   🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)   Listen to more from Ramsey Network 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership 💸 The Ramsey Show Highlights   Learn more about your ad choices.    Ramsey Solutions Privacy Policy

Transcript

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0:00.0

This episode is brought to you by SmartVestor.

0:07.9

Connect with an investing pro near you at Ramsey Solutions.com slash SmartVester.

0:13.7

Up first this hour, we have William in Indianapolis.

0:17.9

Hi, William.

0:18.8

Welcome to the show.

0:19.9

Hello.

0:20.4

Thank you for having me. Yes. Thanks for calling in.

0:22.5

How can we help? So my fiance ever planning on getting married this August, so pretty soon.

0:29.5

Congratulations. She went into a surgery, a pretty simple surgery, gallbladder to be more specific, and they coded her on the table.

0:40.3

So she is now doing well.

0:44.3

She was in it, she had a trait for six months.

0:47.3

Oh, no.

0:48.3

In that time, she got a pretty good lawyer and he won us around, well, won won her i'm not entitled to any of it um

0:57.7

but won her around uh 1.3 million after we pay him and everything we should have around that um

1:05.7

so my main question for calling today is like we were planning on getting a house because we are

1:10.4

getting married but we didn't know if we were going to do like full cash pay for the house and get it over with or a really hefty down payment since neither one of us have much credit right now.

1:23.0

That way we could build our credit in the future.

1:25.7

But I didn't know what would be the best option either one of us have had money like this before.

1:31.1

Sure.

1:32.6

How's she doing now?

1:35.0

She's doing very well.

1:36.8

Good.

...

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