My Family Won't Stop Asking For Money

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 25 February 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.6	I'm in a great situation. I've paid off all my debt, and I'm investing. However, I want to know how you define the line of being generous without becoming the family bailout.
0:18.2	Oh, good question. What's the situation? Why would you be the family bailout?
0:22.4	Like, what's the family? What's the family need bailing out of? A lot of things, actually.
0:28.4	So I have a sister who's on the brink of bankruptcy, and she's got two kids. I've been helping her with car situations.
0:36.7	So I bought her a car, actually
0:39.8	ironically, in April, and it just took a itch that. The engine just went on that. So I'm giving
0:46.8	her my car and buying myself a new car. And then my parents're not plan for their retirement.
0:54.2	They're living on Social Security and droning because they've also taken on more debt that they can actually pay.
1:01.3	So my dad does DoorDash, but they are drowning and they can't really pay their bills.
1:08.5	So they come to me quite often to help out.
1:12.8	Gosh. Okay. So your situation, you obviously have done well. What's your net worth?
1:20.0	Right now, well, I guess I'm married now. So our net worth is just about $3 million. Okay. And you guys are debt, I mean, debt
1:30.7	free everything. Yeah, you guys are doing great. Completely debt free. Yeah. Go ahead.
1:36.4	I went through my own journey of realizing how much I was paying to interest. I had credit cards and auto loans and student debt,
1:46.7	and I took on second jobs to get myself to a position between 25 and 32 of being
1:52.4	debt-free and then starting to invest.
1:56.2	And then my husband, he had a really great example.
1:59.0	So he bought a home when he was 25 and was able to pay
2:02.0	that off quickly oh well yeah you guys were just wise yeah we were really fortunate situation but
2:07.0	my fortune but you worked for it you made smart decisions too so give yourself that credit yeah yeah
2:11.7	thank you yeah so i i like to think of generosity as a as a it's it's like an approach, right? It's like a, it's like a spirit of. And so everybody has to decide what that means for themselves. Some people's generosity, they look at it like an ROI. I want to, I want to give to something. I want to give to things that I want to see multiply. Some people
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