Brought to you by the Every Dollar app. Start budgeting for free today. My mother who's 80 years old,

she lost her husband three years ago, which is my stepdad, and they were not ever in a financial

great place. He tried to get on disability a few times and never wanted to hold down a job,

and my mom worked underneath the table a lot.

And she took care of elderly people.

Well, he passed away, left her nothing, and their house is reverse mortgage, which is the worst.

So fast forward, my sister moves in with her and pays it for all the utilities and everything,

her and her husband,

and they moved down where my mom was to be close to their grandkids.

So now her husband found a job far away in South Carolina.

And now my mom is left with all the utilities and stuff again.

And originally when my stepdad passed away, she was going to move in with my sister in San Antonio, my brother close to her, or she can even move in with me.

I'm moving closer to her in about five months.

So this was always an option.

This is what she was going to do because we knew she couldn't afford the house.

A couple, a few weeks ago, I had both of my sisters on FaceTime, and they asked me if I was able to pitch in for my mom to live in her home because she really didn't want to leave her house.

My, me and my husband have been on your baby steps. We stopped investing. We paid off our credit card. We will pay off his car in April and then his student loans. We are so focused. We don't go out to eat and we are so excited about it.

And then we got this call. So I liberated with my husband. He's like, Carrie, it's a reverse

mortgage. Why would we throw in money into it when your mom has options? And this was the plan anyway because she cannot make it by herself.

My mom is 80.

She's in great shape.

She works out twice a day.

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