My Ex Scammed Me Out Of My Retirement Account

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5 • 839 Ratings

🗓️ 19 February 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.7	I'm a single mom.
0:08.1	I had a retirement and a home, and got scammed out of my retirement from my ex.
0:17.0	He said he'd be in, I could make more money on investments and stocks.
0:22.1	Now he was able to do that and I pulled out 85K, which of course I had to pay a penalty.
0:29.2	I'm 54 years old currently.
0:33.4	And so now I'm basically starting from scratch.
0:38.3	I have some sold my home, so I have some money saved.
0:43.7	And I'm just trying to figure out where I need to go from here.
0:48.2	I do have a special needs child.
0:53.5	And I just want to make the right decisions going forward and really, you know,
1:00.5	building for my retirement because I am, you know, 54.
1:03.8	How much do you have saved off of the sale of the home?
1:06.8	So I had to pay a lot of debt back because my ex was a squatter for a year and a half in the home.
1:17.6	So 35,000 in a CD, if I dumped that in a CD that matures in March.
1:24.6	My high yield, I put 10,000 in a high yield savings account.
1:31.3	And then in another savings, it's $1,200.
1:36.5	And then I have some debts.
1:39.3	How much debt do you have left?
1:41.4	So, $6,500 in credit card.
1:49.7	My car, $13,000, It's worth $10,000. I got it during the pandemic, so it's a little upside down. Before we go forward, what's the car payment on that?
	...

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