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The Ramsey Show Highlights

My Ex Cheated On Me and I Spiraled Financially ($169,000 In Debt)

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5838 Ratings

🗓️ 23 May 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.6

I was really close to, I was $300 away from being financially, or debt free, aside from my car and mortgage,

0:13.5

and then a bad life event, semi-spirling down, and I have recollected all of that debt back. So I'm currently, um,

0:25.3

including house and car. I'm 169 in the hole with, uh, about $20,000 in personal debts.

0:35.7

And to, um, the, the mother of my child, uh, cheated on. personal debts. What happened, man?

0:49.5

The mother of my child cheated on me with a guy that she was employed for and sent me back down to an unholy lifestyle, I should say.

0:54.0

Can we, can we, as we dig out of this,

0:57.6

and Jade's going to give you an ironclad path, okay?

1:01.1

Okay.

1:01.7

But here's where I want to start with it, okay?

1:04.0

Yeah.

1:04.6

A real bad thing happened.

1:07.3

And what is my and going to be and it's my responsibility i want you to own i went and chose to handle

1:18.5

this bad thing in these ways i i did yes okay there's no doubt about that okay um that ownership

1:26.1

is critical for the next step. Yeah. Right. And so, man, I hate that that, dude, I wouldn't wish that on anybody. I hate that happened to you. And I hate that, like, your default setting was I'm going to go run back and make a bunch of bad decisions and unhealthy decisions.

1:44.8

And here I am.

1:50.0

And so that sense of ownership will be what gets you out of this mess.

1:50.3

Cool?

1:51.5

Yeah.

1:52.1

All right. Cool.

1:52.2

Same team.

...

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