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The Ramsey Show Highlights

My Ex-Boyfriend Is On the Deed To My House

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 19 December 2024

⏱️ 7 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today. Okay, so I own a home. I purchased

0:09.3

it five and a half years ago. I purchased it because I was pregnant with my son. And at the time,

0:15.7

my son's father and I, we were just dating. We never married. I somehow got him on the deed of the home

0:25.3

unknowingly at the time that that's what was happening. I asked the lender if he could be on the

0:29.7

house in some way. She added him to the deed. I did not realize that until two years in when I

0:35.1

refinanced my house. And we were at the time ending our relationship.

0:40.4

He moved out and he has held the deed over my head since then and will not take his name off.

0:49.6

So it's been a few years since we've separated and we went through custody court and he told me that if I gave him full custody of our son, he would take his name off the house and I would owe him no money.

1:01.2

And then we had another mediation and he said if I paid him a hundred thousand, then he would take his name off.

1:08.3

So I'm going to pay him to get off the house, but what I'm trying

1:12.9

to understand is how much does he actually get? What is a fair offer? I know it's whatever to

1:19.6

you and the lawyers. I mean, there's no, there's no math formula here. You know, what did he put

1:24.1

down with the house when you guys bought it? Nothing. So he put down nothing.

1:27.9

Did he make half the mortgage payments? He did make half the mortgage payments for the two

1:32.5

years he lived there, and he helped pay the taxes for those two years. That's what I would do. I have

1:37.1

offered him. Yeah, I offered to pay, he put in about $24,000, but he wants $100. He said, I will not take anything less. Yeah, well, I want to, I want to be

1:47.5

able to dunk a basketball. There's a lot of things I want in life that I'm not going to get. He doesn't

1:51.9

get to decide. This guy's just a low life. He's an absolute scumbag. Yeah. So I said it's a, I think it's a fair offer that I give you what you put in.

2:04.3

Has the house appreciated?

2:06.7

Yes, it has.

2:07.9

I bought it.

2:08.9

It was $300,000.

...

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