This is the Ramsey Call of the Day, part of the Ramsey Network.

Megan is up now in Green Bay, Wisconsin. Megan, how can we help?

Hi. I am so honored to talk to you guys.

Well, thank you. What's going on?

All right.

So my husband has been employed for 20 years with the same company, longer than we've

been married, actually.

And his employer is implementing a surcharge on insurance costs for those who are not

receiving the COVID shot, which we definitely do not want.

And so we're trying to figure out, we don't know how much the surcharge is going to be.

And we're just looking for some guidance as to where to go from here.

If we should just kind of wait this out or if he should maybe just start looking a little

bit to see what else is out there in case

it gets you know let me ask you this if this wasn't coming down the pike would he be thinking

about moving on no he really likes what he does yeah um i this is i'm going to try to not get involved in this emotionally and help you walk through this

because on one hand you guys don't want to get it.

You don't want to get the shot.

And on the other hand, you don't want to get hit really hard and take on an expense like

this.

And he wasn't looking,

wasn't thinking about looking prior to this. So this really puts you in a tough situation.

But I think this comes down to your priorities. And, you know, I think at the end of the day,

...