My Employees Are Moochers
The Ramsey Show Highlights
Ramsey Network
4.5 • 839 Ratings
🗓️ 5 September 2025
⏱️ 9 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. Today's question comes from David in West Virginia. I've recently learned that a couple of my employees mooch personal money from soft-hearted coworkers and aren't paying back what they've borrowed in a reasonable amount of time, if ever. While it may just be a couple of hundred |
| 0:21.2 | dollars of personal money, I'm afraid of negative culture developing in the workplace. Do I have a |
| 0:28.2 | right to address the situation since it's between them personally and the business isn't really |
| 0:33.7 | involved? Do I have a right? Yeah, I think you do in the sense of these are people that |
| 0:44.3 | you're employing and it's now becoming an issue that is going, it's not a gossip issue. This is a |
| 0:51.3 | fact. At least you're outlining in a way where you know this is a fact and it's |
| 0:55.7 | rising up to you. And this affects the actual team dynamic. And I think talking to the people that |
| 1:05.7 | are loaning the money is probably where I would start. I think anytime you've got a situation like |
| 1:10.6 | this where you've got people just with bad behavior where I would start. I think anytime you've got a situation like this where you've got |
| 1:12.9 | people just with bad behavior where they're loaning, I mean, they're borrowing basic small amount of |
| 1:18.3 | money and not paying it back. That's just irresponsible. And to me, that's a sign that they shouldn't |
| 1:23.6 | be working for you. So I would be addressing that issue, not so much getting into all |
| 1:28.9 | these details. I would kind of end around it instead of sit down with these people like |
| 1:34.2 | their little kids. I may be wrong on that. You may have a different approach, but I would probably |
| 1:38.2 | address the fact that there's a character problem here, and it's been made aware to me that's a |
| 1:42.3 | character problem, and I don't want people working for me that have character problems. Yeah, yeah. You don't have a right, you have an |
| 1:47.4 | obligation. That's, yeah. You are, you are in charge of what happens there under your leadership and |
| 1:55.2 | crap is happening under your leadership. And if you don't do anything about it, you suck as a leader. |
| 1:59.3 | So you've got to do something about it. Now then the question question becomes, how heavy-handed are you? Yeah, that's what I'm struggling with. And what is it that you do? So if it's a couple hundred bucks, I'm probably starting with the two people loaning money. I'm going to give them both a total money makeover book, pay for them to go to financial peace university and here's your |
| 2:18.0 | two hundred dollars back and don't ever loan anybody money again as long as you work here if |
| 2:22.9 | you do i'm going to fire you i like that approach and just make them whole yeah and then shut that |
| 2:28.0 | shut down the source then i'm going to the two or the couple of people whoever it is that |
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