My Daughter Was Scammed on Instagram

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 15 February 2022

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is the Ramsey Call of the Day, part of the Ramsey Network.
0:10.7	Dennis joins us in Wichita.
0:12.5	Dennis, welcome to the Ramsey Show.
0:14.7	Thank you.
0:15.6	Appreciate it.
0:16.6	How can we help today?
0:18.4	I have a, well, actually, my daughter has a situation.
0:22.3	She's 17 years old.
0:25.5	Her mom got her a checking account when she was 16,
0:28.9	and she's been working and putting money away and being very responsible.
0:33.3	Well, a couple days ago, she got a message on Instagram from somebody she did not know,
0:40.9	saying that they enjoyed some of her pictures and they wanted to use her pictures,
0:45.1	and they would pay her for it.
0:47.1	Well, what they ended up doing was they sent her a check via email, said,
0:52.7	okay, for $3,000, we're going to pay you for the pictures. You keep 500 and send
1:01.1	us back that money when you deposit it, the $2,500. Luzelli. So she did that. I know,
1:08.5	I would have saw it instantly, but I told know, I told her, but things happened.
1:13.0	Well, anyway, she didn't think anything of it. She went ahead, and as soon as the account said
1:17.3	that that money was there, she sent it through Zelle to this individual. And then they tried
1:23.8	it again for another $2,500. And then my ex-wife got a email, or I'm sorry, a text message saying that the account was overdrawn and their suspicious activity on it.
1:36.6	And so they went in, they filed a police report with the local police.
1:41.0	They sent it over to their bank's asset protection.
	...

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