Hey Waffle Gang, I do hope you are well. My name is Mark and today we're checking out some more

Reddit stories and if you do love a Reddit story, why not consider.

And I'll like, subscribe, maybe that notification bell too. And let's crack on with today's first

story. Much love guys. Now today's first story comes from where are my pants titled

Dad Stole My Identity and Open Three Credit Cards in My Name. He told me since I'm young, I can do

without for a few years. I'm trying to buy a house and I'm freaking out. I found my dad used my

information to open three credit cards over the last year.

When I went to get a pre-approval for a mortgage, I was told by the lender that they wouldn't be

able to give me a home loan because of the defaulted credit cards. They also said I probably

wouldn't be able to get a loan from any lender because of it and gave me a sheet of paper explaining what I'd need to do in order to fix it.

When I tried disputing the cards, one of which is already in collections, the disputes

got closed out as the debts were verified.

I told my divorced parents about it and their answers were pretty wildly different. My dad said that these things

happen and I should be more careful in the future with my social security number. Seeing as I've

always been careful, that made me pretty mad. My mom says she thinks my dad might have something to do

with it since him opening credit cards in her name had a part to play in

their divorce. She told me he ran up about $50,000 in credit card debt on secret credit cards.

A few days ago I ended up casually telling my dad I'm going to have to file a police report for

the credit cards. He told me I probably shouldn't do that because $15,000 isn't that much

in the grand scheme of things. When I told him it was keeping me from buying a house, he said

I could just wait a few years until they fell off of my credit score. He said it would only take

another four and a half years. But I told him I obviously couldn't wait that long,

...