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The Ramsey Show Highlights

My Dad Promised To Pay My Student Loans - Now We're Cut Off

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5838 Ratings

🗓️ 22 February 2026

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

If your private student loans are in default, you're not out of options.

0:06.6

Go to whyrefi.com slash Ramsey.

0:08.8

My husband and I are, we have $100,000 of student loan debt that we just started paying off.

0:16.4

And my dad promises that he would help pay this debt off.

0:21.8

However, in the last year, we wanted to cut time with him.

0:24.5

Sorry, you're breaking up with us, Charlotte.

0:25.9

Can you speak directly in your phone or try to get to a better spot?

0:28.9

I heard your 100,000 student loans.

0:31.3

Dad said he would help pay them off, and you recently had to cut him off?

0:36.2

Yes, we did.

0:37.2

We had to cut ties with him. And so we are now... Like the

0:41.1

relationship is over? Okay. Yes. Got it. Correct. Yes. So we are now just looking into this debt

0:50.9

now for our own to pay off. And my question is, what tips would you have to pay this off

0:58.9

quickly? I don't want this to be looming over our heads for longer than it needs to.

1:04.5

We agree. What did you get your degrees in?

1:09.5

My husband got a law degree.

1:12.8

So that...

1:13.4

Oh, gotcha.

1:14.2

Okay, perfect.

1:15.0

So is he practicing law right now?

1:18.2

Yes.

1:18.7

Okay.

...

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