My Dad Is Retired, Broke, and Refuses to Get a Job

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 24 May 2026

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.5	My father and mother-in-law, they just moved down to Florida about almost two years ago,
0:12.2	and after he retired. And after speaking with my wife, they're going to be out of money in about 20 months.
0:20.9	How do you know this?
0:21.9	It's always been big spenders.
0:23.4	I know this because my wife, who's actually a financial planner, she finally just took
0:28.2	over for them.
0:28.9	They never wanted to use her in the past, and now they have, and now she's got all their
0:33.2	information.
0:35.7	And anyway, they've always been big spenders, never paid off their mortgage
0:39.1	and all their big earning years, and now it's not looking so good. So I'm really just fearful
0:45.3	that they're going to come to us in time and need financial help. So I'm just not sure how to
0:51.0	really navigate that. So I think... Maybe what discussions...
0:54.7	Yeah, that's a great question.
0:56.4	Let's just you and your wife get together and run the exercise.
1:01.0	Like, they call us.
1:02.4	What are we going to say?
1:04.5	Because you can't control them.
1:05.9	The only person you can control in this equation is you.
1:10.0	And so assume they're going to call and ask for money
1:12.6	and have a pre-agreed-upon message from you and your wife
1:16.4	as to what we will and will not support.
	...

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