“My Credit Score Is in the Crapper”

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 17 January 2025

⏱️ 3 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📱Download your free Ramsey Network app today! 💵 Start your free budget today. Download the EveryDollar app! Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.5	I just got a quick question.
0:07.7	I'm 34.
0:09.4	I got no savings.
0:11.3	I got a baby on the way in May.
0:13.9	Yay!
0:14.8	And my credit scores in the crapper, and I don't know where to begin to rebuild.
0:23.4	Awesome. You're in a great place. So the baby was like a wake-up call, Martin, time to get real, right? Yeah, that's what the
0:31.9	wake-up call was. And I'm $27,000 in debt. Yeah. What do you make? Which may not seem,
0:37.4	what do you make? Cost to $2,000 a month. Yeah. What do you make? Which may not seem... What do you make?
0:39.1	Cost to $2,000 a month, maybe a little bit more, depending on how much it will work.
0:43.1	What do you do for a living?
0:45.3	Take care of animals.
0:46.9	Mm-hmm.
0:47.5	You don't make much money more.
0:48.6	And I've also...
0:49.6	I don't, but I also have options of buying the business if I work hard enough.
0:56.2	Well, what I want this business? It doesn't make any money.
1:00.7	Oh, that's true.
1:02.1	Yeah.
1:02.8	I'm also thinking about getting into trade work, too.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.