My Boyfriend Secretly Spent $11,000 on My Credit Card
The Ramsey Show Highlights
Ramsey Network
4.5 • 839 Ratings
🗓️ 20 May 2026
⏱️ 10 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. |
| 0:04.3 | Start budgeting for free today. |
| 0:06.7 | My current living boyfriend, who I plan to serve a 30-day notice too, very soon. |
| 0:15.8 | He ran up to my credit card, and I've been following the baby steps, and I've paid everything |
| 0:23.7 | off except for those two credit cards, and it was actually the baby steps that helped me |
| 0:29.0 | realize that those two carts have been run up. I didn't realize it at the time. And I guess |
| 0:35.6 | I'm just looking for, I guess, a way through to figure out if there's a possibility |
| 0:43.1 | for me to recoup my money back. |
| 0:45.3 | Yeah. |
| 0:46.4 | I'm paying for it because it's on my credit. |
| 0:49.4 | Yeah. |
| 0:49.9 | Well, was he an authorized user on your card? |
| 0:52.0 | How did he get access? |
| 0:54.2 | He was not an authorized user on your card? How did he get access? He was not an authorized user on my card. |
| 0:57.9 | So at the time, still we're living together, and we had a mosquito tick flea service that we were supposed to be paying for. |
| 1:07.1 | They said they wanted to do, like, the automatic, they wanted to charge us automatically. |
| 1:12.8 | And I was at home at the time as though I used my credit card and gave it to them. |
| 1:17.5 | And he said, you know, don't worry about it. |
| 1:20.0 | I'll pay for the service. |
| 1:22.3 | And so that's how it started. |
| 1:25.6 | So he grabbed your credit card while he was at home. Saw it on a table? What happened? No, I gave it to them. You did it, okay. With the promise that he was going to pay it back? Yeah, and they would be charging a card every month. It's a monthly recurring charge, and then he would, you know, that was it. That was part of one of his bills. |
| 1:44.5 | He was part of the household. |
... |
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