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Well, I have an adult son who's in a situation where he has a house with his girlfriend

and they have a good interest rate and a really good payment. They broke up and so she wants

him to refinance the house in his name and he has bad credit. I put 40,000 down on the house for them.

And he wants me to either help him to get the house by co-signing for it or for me just

to buy it outright and then he rents from me.

But I've been helping him his whole life and he's like 35 and I just don't know.

I'm a widow and I don't know when to say I'm I guess

he has a history of mental illness and a substance abuse I'm kind of you're scared feeling like I should

yes I'm scared no let's let's let's finally got a good job really good job and he but he can't

manage his money yeah well don't buy this house for him.

Do not. Do not put yourself in the situation. But I also, I understand you're scared, but I think

this is the moment where he's looking to you for direction anyway. If he's got a really good job,

you're just going to sit down with him and be okay to let him know that why you're not doing it and what

his real options are. And the two of these, these two young people are on the, well, they're not

even that young for heaven's sakes. They're on the home. Both of their names are on the home.

Both of their names are on the deed, but only his girlfriend's

name is on the loan, so she's suing him to force him to refinance a house or move out, and he

doesn't have the credit to refinance. Well, then it's a really clear decision. He moves out. Yeah.

He moves out. He said, you know, I'm just so scared this is his only chance in life to own a house.

No, no, no, no, no, no.

Of course it's not. What is the evidence that this is the only time he could ever own a home?

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