Welcome to the Jill on Money Show. It's Friday, April 28th. And we are here answering financial

questions for you. And if you'd like, we get so many questions about real estate and we

just got some new real estate data in. But I did a big blog post about what's going

on with housing affordability. Mark, we're at some of those numbers shocking about the

affordability in just three years. So if you look back at 2020, housing affordability

was actually pretty good. We compare the amount of costs that are associated with carrying

a home to median household income. And if it's below 30%, it's considered affordable.

So literally January 2020, housing affordability is at let's call 28.5%. And then three years

later, it jumps over 38%. That is why people are so freaked out about the real estate market.

I feel so weird when people are like, I have to buy a house. I'm like, why do you have

to? I mean, if you do have to find and Mark told me a story about friends of his who

just, you know, they got a mortgage and they're like, well, whatever, it's, it's high

now. We'll refinance, which is also fine. You can use an adjustable rate mortgage. But

if you are either in the market to buy a home or sell a home, we'd love to hear from you.

You should read the blog post first and then give us a hall or go to Jill on Money.com.

Hit the contact us button. I'm really interested in hearing these stories about what people are

doing, whether they're just hanging on the sidelines or whether people are willing to

actually list their homes and do something else. Very, very interested in this. All right.

So today we are going to do some emails because it's been a while. So yesterday and today

email episodes. This is from Lynn, who is 47 years old. I'm single, no kids. I work

in healthcare. I earned $215,000. Live on the West Coast. I've got two homes. The primary

mortgage, the primary house is worth 315 grand has a 245,000 30 year fixed rate mortgage

...