Welcome to the Money Tree Investing Podcast.

Stock market, wealth, personal finance, value stocks, invest in your life.

Welcome to the Money Tree podcast.

I'm Joe Sall See High from Stacking Benjamin's in the driver's seat again today, and we're going to have a lot of fun because we're going to talk about one of my favorite stories that I've read recently online, which is a

story about somebody like most of us messing stuff up and then getting their at together.

And here to tell that story with me from the popular two cup house blog, it's Claudia

Pennington. Welcome to the party.

Thanks, sir. I appreciate it being here. Let's talk about messing stuff up. So your train was going

in the wrong direction. Tell me what was happening with you and your husband. Well, we have a long

history of messing stuff up, actually. We're pretty good at it. It started back when we were

just coming out of high school and thought, hey, let's all go, let's go to college. How do you go to

college with student loans? And, hey, when we get out of college, you know what we should do?

Buy new cars. How do you buy a new car with this car loan? And it just spiraled from there.

I mean, we just went ahead and financed life the way we thought we should. But that's funny.

In your defense, that's what everybody around you is doing too, right?

Yeah, actually, until I met some other personal finance bloggers, I didn't know anybody who didn't have any debt.

I literally know nobody.

And same with Garrett.

So we thought that we were a little bit rogue, I guess, in trying to

eliminate this debt because it seemed like a good idea. And we were kind of sick of it.

There's always this point, though, when you know that you've hit bottom mode. I've talked to people

in the past, like they have this point where, like for a lot of people, Claudia, they know exactly

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