Tuesday, the 22nd of August like that this month is going.

But next thing, before you know it, you can have your trick-or-treat costumes on. I'm going to be Halloweening out there. It's going to be crazy.

Market call, 1 p.m. on East Coast. That's Dan, Nathan. I'm Guy Adami. Do not fret because in a few

minutes, I don't even know what fret means. Carter Braxton, Worth of Worth Charting. We'll be joining us. Today's market calls brought to you, Dan, by CME Group, where risk meets opportunity.

Of course, facts have financial data and analytics powered by tomorrow.

Tomorrow, by the way, it's going to be, that's a bring your popcorn day.

But we'll get into that in a little while.

How are you, Dan?

I'm doing, I'm doing okay here, guy.

You know, it's interesting. You've been saying this now for an awful long time, really, I guess, since March, that you

didn't think that what happened in the regional banking crisis was kind of going to be an isolated

event, right? And I think we were all kind of suggesting that there's a whole handful of knock-on

effects that could happen, right?

Whether it's some sort of credit event, whether it's, and everyone's focused on commercial

real estate at the time. But there was also a lot of banks, much bigger banks, that had these

sort of held to maturity, right, securities. They have this mismatch between the deposits,

fleeing, going to higher yielding sorts of accounts, right? And they have the matchup, right? Those that capital flight, that deposit flight.

But the problem is with rates going as high as they've gone in such a short period of time,

the bonds, right, have lost a lot of value, right? So all the sudden now,

we've had a couple actions where there was Moody's and a little Fitch action. Now we have S&P

Global in on the action here and downgrading a bunch of banks here. And all of a sudden,

guy, if you look at the major U.S. Money Center banks, other than J.P. Morgan and Wells, which is maybe up a percent on the

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