Everybody needs money. That's why they call it money.

From full global headquarters, this is Motley Full Money.

Welcome to Motley Full Money. I'm Chris Hill.

This week we are celebrating Independence Day with our

Financial Independence Special. We're going to revisit

two of our favorite interviews. We'll talk to consumer

advocate Clark Howard later in the show.

But we kick things off by talking with Dave Ramsey.

My guess this week is the author of three New York Times

bestselling books and the host of the Dave Ramsey show,

which is heard every week on more than 450 radio stations

by more than four and a half million listeners.

Dave Ramsey, welcome to Motley Full Money.

Well, thanks Chris. It's an honor to be on here.

Man, this is cool. It is an honor to have you on

here because our show, like yours, is on a lot of radio

stations. If you back out like 420 or so.

So it's just, if you use some creative Wall Street accounting

and you just sort of back it out, we're on roughly the same

number of radio stations. Well, we still securitize and sell it

to a hedge fund though. Exactly. Now, I want to talk about

your radio show. But first, I want to go back to earlier in

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