Welcome to Motley Fool Money. I'm Chris Hell and I'm joined by Motley Fool

Senior Analyst Seth Jason, James Early, and Shannon Zimmering. Guys, happy Friday. Happy Friday.

Happy New Year's Day. Happy Friday New Year's Day.

We've got some tasty items on the menu today, including President Obama's plan to

overhaul financial regulation and the quest for profitability in the world of

social media. Plus we'll share three stock ideas and a few pearls of financial

just in time for Father's Day. But we start with the financial commander-in-chief.

This week President Obama proposed a host of new financial regulatory reforms that touched

on everything from mortgages to derivatives to the banks, but the big buzz is focused on the

President's proposal to increase the power of the Federal Reserve. Shannon, what was the headline

of this whole legislation for you? Well, I think that it's revealing about Obama. Before you get

into the weeds of the regulations that have been proposed, it's very revealing about him.

I think that what it is suggesting is that he is a conservative and the most traditional sense of

that word. He's not likely and not inclined up in existing institutions and like a non-activist

judge. He's very deferential to tradition and to precedent. We're seeing that in the health

care reform approach where he's a Democratic president. The Holy Grail for Democrats around

health care reform has always been a single-payer plan. He's not arguing for that. He's arguing for

an option that would be alongside private industry. For me, it feels a bit toothless. I think

that earlier on in this podcast, we talked about what seemed like the inevitability of nationalization.

George Packer, the New Yorker, had an interesting point that even if that kind of radical approach

had been the best way to reform the financial industry, Obama is temperamentally unsuited to pursue it.

James? I'm going to channel my inner Shannon Zimmerman for a minute and say, I think what's

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