Everybody needs money, that's why they call it money.

From Fool Global Headquarters, this is Motley Fool Money.

Welcome to Motley Fool Money, thanks for being here, I'm your host Chris Hill and joining

me in studio this week from Motley Fool asset management Bill Mann from Income investor

James Early and from Motley Fool Hidden Gems, Seth Jason.

Guys, good to see you.

Good to see you Chris.

We've got news from Toyota, Apple, Hasbro and more.

Our guest is Rick Harrison from the hit cable TV show Pond Stars, plus as always,

we'll give you a look at the stocks on our radar.

But we begin with some bad news for the big banks.

Earlier this week, the Senate voted to reduce the fee's banks put on debit card transaction.

James Early, I'll start with you.

We had the big banks on one side, we had the merchants on the other,

and the Senate sided with the merchants, what do you, what do you make of this?

Chris, big banks rake slightly above, I don't know, peeping toms in terms of public sympathy,

not that I would know, so when they're, wait a minute.

Their fees get cut by 75%.

I mean, nobody's going to cry.

This is not going to go to the consumer, this is going to go to the merchant,

but that's still a better allocation of resources.

When you go to the store, they try like heck, already to get you to use debit versus credit.

...