Everybody needs money. That's why they call it money.

From full global headquarters, this is Motley Fool Money.

Hey, thanks for joining us. I'm your host, Chris Hill.

And I'm joined by Motley Fool, Senior Analyst, Seth Jason, James Early, and Shannon Zimmer.

Guys, good to see you.

Good to see you, Chris.

On today's show, New York's Attorney General throws the book at Bank of America.

Steve Jobs calls out Google and Toyota works on a fix.

We'll also be talking with Jonah Lara about his bestseller, How We Decide.

Turns out that, contrary to what we were told by our teachers in school,

there actually is a downside to doing too much homework.

All that, plus we'll give you an inside look at a few of the stocks that are on our radar.

But we begin with Friday's news that the unemployment rate in January dropped unexpectedly

from 10% to 9.7%.

This despite the fact that employers eliminated 20,000 jobs.

The labor department says the rate dropped based on a survey of households

that 20,000 job loss number comes from a separate labor department survey of employers.

Seth Jason, what should investors make of these jobs numbers?

Well, obviously the thing you do is you pick the number you like better.

And you make your decisions based on that. Did you talk to Jonah Lara about that?

This is, okay, to get to the end of the story, the takeaways.

The first one is that figures are kind of bogus if you don't know how they're gathered.

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