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The Iced Coffee Hour

Graham Stephan/Jack Selby

Business, Entrepreneurship

4.4 • 790 Ratings

🗓️ 10 August 2025

⏱️ 134 minutes

🔗️ Recording | iTunes | RSS

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Summary

Bizee: Start your business with confidence at https://Bizee.com/ich Cook Unity: Go to https://www.cookunity.com/ichfree for Free Premium Meals for Life. Pipedrive: Get started with a 30 day free trial https://pipedrive.com/iced Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow The Money Guy Show: On Youtube - https://www.youtube.com/moneyguyshow On Instagram - https://www.instagram.com/moneyguyshow/ Website - https://moneyguy.com/ Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:00:59 - Early podcasting & wealth management 00:03:00 - Why people should listen to you 00:05:07 - Can anyone make it in America? 00:06:52 - Excuses for financial failure 00:07:51 - Dumbest financial mistakes 00:16:57 - Sponsor - Bizee 00:18:05 - Traits of financially responsible people 00:23:07 - Worst tax mistakes 00:26:44 - Adjusting advice by financial position 00:30:00 - Balancing risk with income 00:34:50 - Sponsor - Pipedrive 00:36:22 - Optimal amount of money to have 00:42:10 - Are we in a debt bubble? 00:44:55 - Dollar-cost averaging 00:47:09 - Best money-making opportunities today 00:53:31 - Downsides of AI 00:58:08 - Most criticized money opinion 01:00:05 - Who should hire a financial advisor 01:03:10 - Sponsor - CookUnity 01:04:09 - Sponsor - Shopify 01:05:36 - Biggest account managed 01:06:10 - How much financial advisors earn 01:18:15 - ChatGPT as financial advisor 01:22:09 - Preventing high-risk investments 01:24:30 - Giving bad advice 01:28:35 - Personal income goals 01:30:49 - Future of the U.S. economy 01:32:08 - Thoughts on government spending 01:33:56 - Is now a bad time to buy a house? 01:51:33 - Matrix conversation 02:00:27 - Are credit card points a trap? 02:00:54 - Should those under $100K net worth buy crypto? 02:01:16 - Is debt for investing ever smart? 02:01:41 - How many income streams is too many? 02:02:14 - Most irresponsible money habit 02:07:16 - Using AI to get deals online *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0	I'm no tech genius, but I knew if I wanted my business to crush it, I needed a website now.
0:05.8	Thankfully, Bluehost made it easy.
0:07.7	I customized, optimized, and monetized everything exactly how I wanted with AI.
0:12.4	In minutes, my site was up.
0:14.0	I couldn't believe it.
0:15.2	The search engine tools even helped me get more site visitors.
0:18.3	Whatever your passion project is, you can set it up with Bluehost. With their 30-day money-back guarantee, what do you got to lose? Head to bluehost.com. That's B-L-U-E-H-O-S-T.com to start now. What if you were the world's worst investor? And all you did is you built up cash and then at the very peak right before every bear market you invested.
0:37.9	So I invest at the top of 2007 and then right before fourth quarter of 2018.
0:42.3	Even that investor over a 30, 40 year period, still ended up with a huge portfolio.
0:47.0	Because if you can give it enough time, you don't have to be right.
0:49.4	You just have to be in.
0:50.8	Not everyone is upbeat about the future.
0:53.9	So can anyone financially make it in America?
0:56.6	News media is telling everybody the system is stacked against you. And I get it. We have a lot of
1:00.4	headwinds right now with inflation and housing and so forth. I think most young people don't realize
1:05.8	their most valuable resource is the time, the decades and letting that kind of do the hard work for them,
1:12.7	the longer you wait, the more the pressure builds on your own shoulders.
1:17.5	For anyone watching who might have money to invest, where would you say are the best opportunities
1:21.8	today?
1:22.4	Right now, today, if you want to make a lot of income.
1:29.6	Thank you so much for coming on the ice coffee hour.
1:31.9	I've got to say I've been watching your podcast for years.
	...

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