Mortgages 101 (plus: your subscriptions are killing you)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 4 March 2019
⏱️ 80 minutes
🧾️ Download transcript
Summary
Whether you've never purchased a home before or just don't know much about the process, we've got a treat for you today. We're going to dive into everything mortgages 101 today, like PMI, the negotiability of fees, and the lie that everyone quoting rates is telling (those rates "might not be what you think they'd be.") On today's show we welcome the guy who's teaching us everything millennials need to know about mortgages, Jeff VanNote.
During our headlines segment, we'll start with one piece detailing how Americans would spend a life-changing sum of money. Do you know how you would spend yours? In our second headline, we talk to head of retirement research from Carson Wealth, professor Jamie Hopkins. Could you be on the hook for your parents' long term care? Plus, in a special third headline, one Florida man received a $980,000 tax refund. Before you start asking how you can cash in as he did, you'll want to find out the rest of that story.
Later on, we'll field a Haven Life Line call from Michael, who has $5,000 in savings. He's put in about $500 into Acorns so far to start investing, but should he be doing more? And in our letter segment, Allen tells us how he's been socking away $100 per month since his daughter has been born. She's going off to college in a couple of years, and Allen wants to keep socking away $100 for her in a Roth IRA once she graduates. Where's the best place to start the account?
As always, we'll still save some time for Doug's (completely epic) trivia.
Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.
Thanks to LinkedIn for supporting Stacking Benjamins. Go to LinkedIn.com/sb and get a $50 credit toward your first job post.
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Transcript
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| 0:00.0 | Here's the song that we'd like to do for all the younger set of people, the teenagers and what have you. |
| 0:05.0 | This one's called Vacations over. |
| 0:10.8 | Vacations all that is. |
| 0:13.8 | It's over. |
| 0:15.0 | It's over. |
| 0:26.0 | Live from Joe's Mom's Basement, it's the Stacking Benjamin Show. |
| 0:39.8 | I'm Joe's Bomb's Neighbor Duck, and welcome back to another eight weeks of your favorite podcast. |
| 0:43.7 | Wait a minute, isn't that supposed to say favorite podcaster? |
| 0:45.7 | Eh, it must be typo. |
| 0:50.7 | All right, you may remember that when we left off, Joe's mom had just moved across the country. |
| 0:53.3 | Someone decided this would be the worst winner ever. I had to go buy a pair of booties for my ugg slippers and these adorable furry mittens. |
| 0:58.6 | They just look so great on me. |
| 1:00.0 | Yeah, then we go and take a week off and now we're back to entertain you with another great episode. |
| 1:06.6 | Today we welcome the guy who's going to teach us everything millennials need to know about mortgages, |
| 1:12.3 | the mortgage quarterback himself, Jeff Van Note. |
| 1:15.4 | Plus, will you be on the hook for your parents' long-term care stay? |
| 1:19.0 | We'll talk to the head of retirement research from Carson Wealth, Professor Jamie Hopkins. |
| 1:24.9 | And now two guys who are caffeinated and ready for another eight weeks of money fun, |
| 1:30.1 | Joe and O Juj, Jha, Jee. |
| 1:38.0 | And welcome back. |
| 1:39.8 | Did you miss us? |
| 1:41.4 | Well, we missed you. |
... |
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