Music

Live from the headquarters of Ramsey Solutions, broadcasting from the pods moving in storage studios.

It's the Ramsey show where we help people build well, do work that they actually love and create real and amazing relationships.

Rachel Cruz, number one bestselling author, co-host of the super popular smart money happy hour with George Campbell.

Is my co-host today number one bestselling author? How many times? I mean, you got a lot of accolades. Oh, she's my daughter too.

I know about that. Yeah, but you can keep on going. Yeah, just keep keep. How many number ones? Yeah, there's a lot of number one bestsellers.

Open phones that triplate eight two five five two two five. We're going to talk about your life and you right in front of you.

Jason starts us off in Austin, Texas. Hi, Jason. How are you?

Hello, Dave. Rachel. How you doing?

Better than we deserve. What's up in your world?

Well, I thought really behind the eight ball. I was wondering if I could put away for retirement and pay off debt at the same time.

I've been doing the baby steps and I have currently now from 300 to 120,000 dollars worth of student loan debt.

I have a car loan of 33,000 and you went from 300,000 and student loans down to a hundred and a quarter.

Yes, why the cow, man? Yeah, I was working really hard. How long did that take you?

It took me about three years. Wow. What do you make?

So when I was in a position, so when I was in residency, I was making about 70.

My wife also worked, so she was making about 72. So we were living in kind of living off one income.

What's your household income now? So currently it's 290.

Oh, man, you're awesome. Why do you go out? You don't have to shout in no time, aren't you?

I have nothing every time. It's on one. Oh, you're okay. How old are you, Jason?

35. Oh, man, you're going to be dead free in a year and a half.

Yeah, yeah.

...