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Best Laid Plans

More Planning x Money Talk + Sarah's Current Thoughts on AI EP 303

Best Laid Plans

Sarah Hart-Unger

Education, Personal Journals, Society & Culture, Self-improvement

4.9853 Ratings

🗓️ 18 May 2026

⏱️ 31 minutes

🧾️ Download transcript

Summary

In today's episode, Sarah shares some follow up listener comments to the prior discussion about the intersection between spending (or saving!) and planning, and then she delves into a (somewhat raw!) discussion of her feelings around AI, starting with a historical example -- her 2010s thoughts on the emerging iPhone!Feel free to share your thoughts on technology (sarah hart unger at gmail, or leave a comment in the show notes!).Blog mentioned in the first section: https://optimisticmusings.com Sponsors: IXL: Best Laid Plans listeners can get an exclusive 20% off IXL membership when they sign up today at ⁠⁠https://www.ixl.com/plans⁠⁠. PrepDish: Make your menu planning so much easier! Try it free for 2 weeks by visiting ⁠⁠prepdish.com/plans⁠⁠ Green Chef: Healthy and convenient meal kits and more! Visit ⁠⁠greenchef.com/50bestlaid⁠⁠ and use code 50bestlaid to get 50% off your first month, then 20% off for 2 months. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Hello and welcome to Best Laid Plans.

0:11.0

This is your host, Sarah Hart Unger, and this is a podcast where we talk all things planning

0:15.2

and planning adjacent.

0:17.2

Today I have a little bit of a mixed bag episode for you because it's going to be half follow-up on last week's topic, which was kind of a hot topic in terms of the response I got back.

0:27.8

And then the other half I'm going to get a little personal and talk about my current feelings on AI, which I feel a little bit nervous to even discuss this because I feel like it is such

0:41.7

a delicate topic, but I'm going to do my best. Just share where I am right now with the

0:48.1

current AI landscape. All right, but we're going to begin with a follow-up because last week we talked a

0:55.8

little bit about, well, I talked about whether or not planning saves money. And this was spurred on

1:00.9

by a comment that I was sent by a listener who was wondering what I thought about the relationship

1:05.2

between planning and saving money. And I went on to say, well, I think planning can be used to save your money, but I would not

1:13.4

rely on planning to automatically save you money because in my experience, it can save money in some

1:19.5

instances in terms of buying things ahead of time. But I also tend to think of fun things that I want

1:25.6

to do in the future as I'm planning, and those

1:28.2

things can be costly.

1:29.9

So for me, it was hard to say one way or another, whether planning would definitively

1:35.3

save a person money.

1:36.4

But I thought it might be helpful to share some examples I got from listeners because

1:41.0

I got a few and people felt pretty passionate.

1:44.0

So the first one comes from a listener

1:45.8

named Bridget, who says, you asked on today's show about how planning saves people money,

1:51.6

and for me, the number one way it does is preventing unplanned takeout and restaurant spending.

1:57.4

She says, I eat out when it's a deliberate choice, usually a social occasion or one-on-one time with one of my kids or a rare treat-yourself meal on my own when my batteries are low and I need to pick me up, but I eat the vast majority of my meals cooked at home which requires planning and routines.

...

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