Money Truths You Won’t Hear Anywhere Else w/ Len Penzo #1049
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 15 October 2025
⏱️ 62 minutes
🧾️ Download transcript
Summary
Our guest today is a self professed personal finance oddball! Len Penzo spent 35 years in the aerospace industry before retiring at age 58 as an electrical engineer. Along the way he launched LenPenzo.com in December 2008 (he even helped to give Joel a start writing personal finance content back in the day). Since then, the blog has drawn millions of readers and earned awards from publications like Kiplinger. Len’s work has appeared in outlets like Forbes, Time, Business Insider, CBS MoneyWatch, and he’s been featured on radio and TV segments. And he now has a new book out called True Money Stories that’s about the intersection of money and family life. We discuss:
- Intelligence vs. financial management
- Running household finances like a business
- The importance of honesty in personal finance
- Allowing children to make financial mistakes
- The annual sandwich survey and inflation
- Navigating retirement and long-term care
- And much more!
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Check out Len’s book True Money Stories, more of his writings at his site, and follow over on X.
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Find a thriving community of fellow money nerds by joining the HTM Facebook group!
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
See omnystudio.com/listener for privacy information.
Transcript
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| 0:00.0 | This is an I-Heart podcast. |
| 0:04.2 | I'm Jonathan Goldstein, and on the new season of heavyweight... |
| 0:08.0 | And so I pointed the gun at him and said this isn't a joke. |
| 0:12.6 | A man who robbed a bank when he was 14 years old. |
| 0:16.0 | And a centenarian rediscovers a love lost 80 years ago. |
| 0:20.5 | How can a 101-year-old woman fall in love again? |
| 0:27.6 | Listen to heavyweight on the I-Heart Radio app, Apple Podcasts, or wherever you get your podcasts. |
| 0:34.9 | Are there any pictures of you online? |
| 0:36.6 | Then you could already be in a massive police database without even knowing it. |
| 0:40.6 | Clearview scrapes together images from Facebook, from LinkedIn, from Venmo accounts. |
| 0:46.2 | I'm Dexter Thomas, host a Kill Switch. |
| 0:48.2 | A podcast about how living in the future is affecting us right now. |
| 0:52.0 | Police, they are trusting the software with this magical ability |
| 0:55.8 | to lead them to the right suspect. In this episode, we dive into how cops are using AI and facial |
| 1:01.2 | recognition and sometimes getting it wrong and putting innocent people behind bars. So if your accuser |
| 1:06.7 | is this algorithm, but you're not even being told that it was used, let alone given any of the details about how it works. |
| 1:14.2 | Listen to Killswitch on the iHeart Radio app, Apple Podcasts, or wherever you get your podcast. |
| 1:20.6 | When news broke earlier this year that baby KJ, a newborn in Philadelphia, had successfully received the world's first personalized gene editing treatment. |
| 1:28.5 | It represented a milestone for both researchers and patients. |
| 1:31.9 | But there's a gripping tale of discovery behind this accomplishment and its creators. |
| 1:36.0 | I'm Evan Ratliff, and together with biographer Walter Isaacson, |
| 1:38.8 | we're delving into the story of Nobel Prize winner Jennifer Dowdna, |
... |
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