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Eligibility criteria apply. Saudi Ramco is again gearing up for its long-awaited initial public offering.

What are some of the challenges the global oil company might face?

No one has any idea what's going to happen with oil demand, and that just makes it quite difficult

for investors to try to price oil reserves.

And why a happy workforce may be the secret to success.

It doesn't sound complicated now, but it was really a light bulb moment, and I took a microscope

and a knife to my business, and really rebuilt it from the ground up.

Hello you're listening to Money Talks on Economist Radio. I'm Simon Long, a senior editor here at the Economist.

First, H.S. B.C. plans to restructure its business, following a disappointing performance in Europe and the United States.

It just B.C's Asian business remains the driving force behind the company's profits,

but its third quarter results show the bank struggling in Europe and America.

Its newly appointed interim chief executive Noel Quinn responded to the poor performance

in a call on Monday.

...