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Hello I'm Simon Long, the finance editor, and you're listening to Money Talks. This week, what's wrong with Deutsche Bank?

Deutsche's in a real squeeze. It's hard to see how it can become profitable.

Microfinance makes a comeback.

Very oddly, in the last few years, microfinance or microlending more specifically has really boomed.

And Norway's sovereign wealth fund sets an example for the world.

It's professionally done, it's run quite frugally, you don't have very highly paid managers.

But first, last week, Deutsche Banks' shares dropped to a 30-year low

over concerns about the impact of the demand from the US Department of Justice for a $14 billion

fine for misselling mortgage-backed securities before the financial crisis.

But pressure on the shares has eased on rumors that Deutsche might settle with the DOJ for a lot less.

Here with me to discuss how Deutsche might move forward is our banking editor Patrick Lane.

Hello Patrick.

Hello, Sir. Hello, Simon.

The talk is of a settlement of around $5 billion.

That's a huge markdown.

Is that sort of reduction really possible?

Well, it is, judging by what's been reported about what happened with American banks, who have

been through the same excruciating process with the DOJ already, it is thought that Goldman

Sachs was asked for $15 dollars before settling for five and Citigroup

...