Money Stress Isn’t Always About Money

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 18 April 2025

⏱️ 85 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. While we are out for Good Friday, we've compiled some of our favorite Rachel and John calls from 2024. Enjoy the long weekend and we'll be back with a live show on Monday! Rachel Cruze & John Delony answer your questions and discuss: ‘My parents are threatening to kick me out?’ 'My girlfriend moved in but doesn't have a job’ ‘I took my brother's job after he got fired.’ ‘Why am I jealous of other people's income?' ‘Living paycheck-to-paycheck making $300K’ ‘I can't afford rent, what can I do?’ Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 🛒 Get your copy of Build a Business You Love today 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey guys, this is Dave Ramsey from the Ramsey Show podcast.
0:03.8	If you're sick of money stress and tired of living paycheck to paycheck, we're here to help.
0:09.0	Check out our latest episode streaming now on Amazon Music.
0:15.4	Brought to you by the Every Dollar app. Start budgeting for free today. Live from the headquarters of Ramsey Solutions,
0:28.1	it's The Ramsey Show, where we help people build wealth, do work that they love, and create
0:32.8	amazing relationships. I am Rachel Cruz hosting this hour with my good friend, the bestselling author,
0:39.1	Dr. John Deloney. And we are answering your questions about life, money, relationships,
0:44.5	career, anything, and everything. So give us a call at AAA 825-5-2-2-25. All right, we're going to go to the phones, and is it Toran from Boston? Hey, welcome to the show.
1:00.1	Hey, guys. Thank you guys for taking my call. Absolutely. Is it Torin? Did I get that right?
1:05.0	Yep, that's perfect. Awesome. How can we help?
1:09.2	So I'm an 18-year-old, and I'm a senior high school this year, and I wanted pretty much advice on what's got my parents about college.
1:15.8	I've been watching you guys for a while now, and I know the biggest thing was, you know, don't go into debt, don't take out loans if you can, try and cash flow it.
1:24.2	So I figured I would want to go to a cheaper school.
1:26.1	I was in Massachusetts, so it's a community college is free. So I figured I would go there and I could transfer to a
1:31.6	state school where it's in 100% acceptance rate after out of the community college I wanted to go
1:36.1	to. And my parents were very against this idea. They wanted me to go play a sport in college
1:43.6	and go to a private university.
1:45.4	They told me that, like, that doesn't matter.
1:47.7	And, yeah, I just wanted to make sure I was making the right decision because they don't agree with it.
1:52.3	Are they paying for it?
1:53.2	I went to community college.
1:54.6	No, they're not paying for it.
	...

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